Are you planning a trip to China and wondering which travel card factory to choose? Comparing the top factories is crucial for ensuring you get the best value and service. Discovering the right options can save you money and enhance your travel experience. Read on to find your perfect travel card!
6 Best Travel Cards for China – Exiap
Product Details: Travel money cards for spending in China, including Wise, Chime, Monzo, Netspend, and PayPal.
Technical Parameters:
– Supports multiple currencies
– Low or no foreign transaction fees
Application Scenarios:
– Traveling to China for tourism
– Making purchases and ATM withdrawals in CNY
Pros:
– Convenient for international spending
– Enhanced security as not linked to primary bank account
Cons:
– Potential foreign transaction fees
– ATM withdrawal fees may apply
6 Best Travel Money Cards for China – 2025 – Exiap
Product Details: Travel money cards for China including Wise, Revolut, Post Office, Monese, Barclays, and Halifax.
Technical Parameters:
– Wise: Holds and exchanges 50+ currencies, low fees from 0.41%, 7 GBP delivery fe…
– Revolut: Holds around 25 currencies, variable fees based on account tier.
Application Scenarios:
– Traveling to China for tourism or business.
– Managing foreign currency transactions efficiently.
Pros:
– Convenient for spending and withdrawing local currency.
– Optimized features and fees for international use.
Cons:
– Foreign transaction fees may apply for unsupported currencies.
– Interest may accrue on cash withdrawals with credit cards.
Best Ways to Take Money to China in 2025 – The Currency Shop
Product Details: Prepaid travel cards, travel debit cards, travel credit cards, and cash options for taking money to China.
Technical Parameters:
– Multi-currency support
– No foreign transaction fees
Application Scenarios:
– Traveling to China for tourism
– Making purchases in local currency
Pros:
– Convenient for spending and withdrawals
– Secure as not linked to your everyday account
Cons:
– Inactivity fees may apply
– Not all cards support CNY
Best Travel Cards for Australians Visiting China – S Money
Product Details: Best Travel Cards for Australians Visiting China
Technical Parameters:
– Wise Multi Currency Card: 40+ currencies, no international transaction fees
– Revolut Travel Card: 30+ currencies, no international transaction fees
Application Scenarios:
– Traveling to China for tourism
– Managing expenses without carrying cash
Pros:
– Convenient for managing expenses
– Enhanced security features
Cons:
– ATM fees may apply
– Not all cards are widely accepted in China
Best Travel Money Card China | Trusted Currency – Holiday Extras
Product Details: Best Travel Money Card for China
Technical Parameters:
– Supports Chinese currency (RMB)
– Can be topped up online
Application Scenarios:
– Traveling to China
– Making payments in local currency
Pros:
– Avoids costly transaction fees
– Can be blocked if lost or stolen
Cons:
– May incur conversion costs if not loaded with RMB
– Counterfeit currency risk when using cash
The 3 Best Cards for Aussies to Use in China – The Currency Shop
Product Details: Wise is our best value travel debit card for China. Revolut is our best value prepaid travel card. 28 Degrees is our best value travel credit card.
Technical Parameters:
– No annual fee, hidden transaction fees, exchange rate markups for Wise.
– No purchase fee, load fee, reload fee, exchange rate margin for Revolut.
Application Scenarios:
– Everyday purchases while traveling in China.
– Emergency expenses during travel.
Pros:
– Allows you to make payments and withdrawals in over 40 currencies for Wise.
– Unbeatable exchange rates for Revolut.
Cons:
– 2% ATM withdrawal fee for Wise when withdrawing over $350.
– 2% ATM fee for Revolut once you withdraw more than $350 in any 30-day period.
Best Travel Money Card For China – Chinaeverywhere.com
Product Details: Travelex Money Card for travelers in China
Technical Parameters:
– Zero international transaction fees
– Access to multiple currencies
Application Scenarios:
– Traveling to China
– Managing funds abroad
Pros:
– Accepted in millions of locations worldwide
– 24/7 global customer service
Cons:
– Cannot withdraw cash in multiple currencies
– Not available in all countries
The Best Travel Cards for Exploring China: A Comprehensive Guide
Product Details: Best travel cards for exploring China, including prepaid, debit, and credit options.
Technical Parameters:
– Card Scheme: Visa/Mastercard
– Annual Fee: Varies by card
Application Scenarios:
– Traveling in China for tourism
– Managing finances while exploring different cities
Pros:
– Budget control with prepaid cards
– Real-time balance tracking with debit cards
Cons:
– Potential fees with prepaid cards
– Interest charges with credit cards
Travel Cards for China – Compare Travel Cards – Canstar
Product Details: China Travel Money Card
Technical Parameters:
– Javascript must be enabled
– Cookies must be enabled
Application Scenarios:
– Traveling to China
– Online purchases in China
Pros:
– Convenient for travelers
– Preloaded with currency
Cons:
– Access may be denied due to automation detection
– Requires browser settings adjustments
The best credit cards that work in China [2023] – Wise
Product Details: The best credit cards that work in China, including Capital One Venture Rewards, Capital One Quicksilver, Bank of America Travel Rewards, Citi Premier, and Chase Sapphire Preferred.
Technical Parameters:
– Annual fees range from $0 to $95
– APR on purchases ranges from 0% intro to 28.74%
Application Scenarios:
– Traveling to China
– Making purchases in China
Pros:
– No foreign transaction fees on most cards
– Rewards on travel spending
Cons:
– Annual fees may apply
– Variable APR rates can be high
Related Video
Comparison Table
| Company | Product Details | Pros | Cons | Website |
|---|---|---|---|---|
| 6 Best Travel Cards for China – Exiap | Travel money cards for spending in China, including Wise, Chime, Monzo, Netspend, and PayPal. | – Convenient for international spending – Enhanced security as not linked to primary bank account | – Potential foreign transaction fees – ATM withdrawal fees may apply | www.exiap.com |
| 6 Best Travel Money Cards for China – 2025 – Exiap | Travel money cards for China including Wise, Revolut, Post Office, Monese, Barclays, and Halifax. | – Convenient for spending and withdrawing local currency. – Optimized features and fees for international use. | – Foreign transaction fees may apply for unsupported currencies. – Interest may accrue on cash withdrawals with credit cards. | exiap.co.uk |
| Best Ways to Take Money to China in 2025 – The Currency Shop | Prepaid travel cards, travel debit cards, travel credit cards, and cash options for taking money to China. | – Convenient for spending and withdrawals – Secure as not linked to your everyday account | – Inactivity fees may apply – Not all cards support CNY | www.thecurrencyshop.com.au |
| Best Travel Cards for Australians Visiting China – S Money | Best Travel Cards for Australians Visiting China | – Convenient for managing expenses – Enhanced security features | – ATM fees may apply – Not all cards are widely accepted in China | www.smoney.com.au |
| Best Travel Money Card China | Trusted Currency – Holiday Extras | Best Travel Money Card for China | – Avoids costly transaction fees – Can be blocked if lost or stolen | – May incur conversion costs if not loaded with RMB – Counterfeit currency risk when using cash |
| The 3 Best Cards for Aussies to Use in China – The Currency Shop | Wise is our best value travel debit card for China. Revolut is our best value prepaid travel card. 28 Degrees is our best value travel credit card. | – Allows you to make payments and withdrawals in over 40 currencies for Wise. – Unbeatable exchange rates for Revolut. | – 2% ATM withdrawal fee for Wise when withdrawing over $350. – 2% ATM fee for Revolut once you withdraw more than $350 in any 30-day period. | www.thecurrencyshop.com.au |
| Best Travel Money Card For China – Chinaeverywhere.com | Travelex Money Card for travelers in China | – Accepted in millions of locations worldwide – 24/7 global customer service | – Cannot withdraw cash in multiple currencies – Not available in all countries | www.Chinaeverywhere.com |
| The Best Travel Cards for Exploring China: A Comprehensive Guide | Best travel cards for exploring China, including prepaid, debit, and credit options. | – Budget control with prepaid cards – Real-time balance tracking with debit cards | – Potential fees with prepaid cards – Interest charges with credit cards | www.sourcifyChina.com |
| Travel Cards for China – Compare Travel Cards – Canstar | China Travel Money Card | – Convenient for travelers – Preloaded with currency | – Access may be denied due to automation detection – Requires browser settings adjustments | www.canstar.com.au |
| The best credit cards that work in China [2023] – Wise | The best credit cards that work in China, including Capital One Venture Rewards, Capital One Quicksilver, Bank of America Travel Rewards, Citi Premier… | – No foreign transaction fees on most cards – Rewards on travel spending | – Annual fees may apply – Variable APR rates can be high | wise.com |
Frequently Asked Questions (FAQs)
What are the best travel cards to use in China?
The best travel cards for China include the China UnionPay card, which is widely accepted, and international cards like Visa and Mastercard. It’s advisable to check with your bank about foreign transaction fees and compatibility with local ATMs.
Can I use my credit card in China?
Yes, you can use credit cards in major cities and tourist areas, but cash is often preferred in smaller shops and rural areas. Always carry some cash for convenience.
Are there any fees for using travel cards in China?
Yes, some banks charge foreign transaction fees, and ATMs may impose withdrawal fees. It’s best to check with your bank for specific charges before traveling.
How can I withdraw cash using my travel card in China?
You can withdraw cash at ATMs that display your card’s logo. Ensure your card is enabled for international use and be aware of any withdrawal limits.
Is it safe to use travel cards in China?
Using travel cards in China is generally safe, especially in urban areas. However, always be cautious of your surroundings, avoid sharing your PIN, and monitor your account for any unauthorized transactions.